Loan Officer Location
About Me
Loan Officer · NMLS 653005
Hi, I’m a Sr. Mortgage Advisor from Orange County, California with a Bachelors degree in Finance from San Diego State University. I have a genuine interest in helping others, and with more than three decades of mortgage industry experience, I have the knowledge and know-how to help you achieve your long-term financial goals!
I can help you whether you are a first-time buyer, a seasoned investor or a senior interested in a reverse mortgage. When I’m not helping clients, I enjoy spending time with my family, including my two sons; I also enjoy traveling, visiting the beach, and tasting new foods and wines.
Helping my clients’ homeownership dreams come true is my passion, and if given the chance, I would promise to listen closely, communicate clearly, and provide 5-star customer service through every step of your home buying journey, and beyond. I look forward to building a relationship and helping you take a confident next step!
My Location
Irvine Exchange 10 Pointe Drive, Suite 330, Brea, CA 92821
Social Survey View
Alan Cipolletti's
OVERALL RATING
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"Alan was very..."
Alan was very attentive and very knowledgeable. It has been a pleasure working with him.
Afshan
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"I’ve been working..."
I’ve been working with Alan within the past 5 years for several mortgages and/or re-fis. You get the best rate from him and if you can’t he won’t trap you with credit run. Very professional, honest, responsive and knowledgeable.
Puneh
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"As a first time..."
As a first time buyer, Alan made the process so easy and explained everything clearly throughout the process.
Afshan
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American Financial Network, Inc. is providing the calculator tools above as a courtesy and results are estimates only. Please consult with a licensed American Financial Network, Inc. Loan Originator for more specific information and to discuss your individual needs and circumstances. Standard disclaimers apply.
Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.